PwC’s Analysis of South Africa’s Major Banks - March 2015

What are the common trends shaping South Africa's banking landscape?

Our report aggregates the results of South Africa's major banks and explores common trends and issues currently shaping financial services.

In this issue:

  • The big picture
  • Economic outlook
  • Net interest income
  • Non-interest revenue
  • Efficiency
  • Asset quality
  • Capital and funding
  • Forging a winning culture
  • Hot off the press
  • Key banking statistics
  • Industry data

Looking back, 2014 will be remembered as a year in which the global and domestic economic landscape remained difficult to navigate. Various factors came to the fore and confirmed the level of heightened forecast risk. The year was characterised by volatility, uncertainty and generally mixed economic sentiment. As always, the economic and operating environment in which our major banks' financial results have been achieved provides the context that underpins their results.

Previous editions of the South Africa – Major Banks Analysis: